If you became ill and unable to continue earning a living, could your family cope financially?

Critical Illness Cover could help your loved ones during such difficult times.

You can even combine Critical Illness Cover with your Life Insurnace product.

Get your free, no-obligation quote to find out how much you could be saving on expat Critical Illness Cover – it only takes a minute!

If you were to become seriously ill and unable to continue earning a living, could your family cope financially?

It is an uncomfortable question to consider, but it is an important question to ask yourself. Would your family struggle to pay the mortgage or meet the cost of other household bills? Critical Illness Cover could help your loved ones during such difficult times.

What about Life Insurance Cover for expats?

We are also able to help many British expats find Life Insurance Cover.

This can be included with Critical Illness Cover.

What if you have a pre-existing health condition?

If you have a pre-existing health condition, it’s generally more difficult (or impossible) to obtain Critical Illness Cover. It’s still worth asking us though – we promise to do our best!

What Is Critical Illness Cover?

Critical Illness Cover (CIC) is a type of insurance that pays out a tax-free lump sum on the diagnosis of a specified illness or medical condition during the term of the policy. It can be taken out as a standalone policy but is more often added on to a life insurance policy as an extra layer of protection.

Who Is It For?

This type of plan is designed for those individuals or families who want a lump sum if they are diagnosed with a serious illness. As an example of where this lump sum could be used is to repay a loan, mortgage, or perhaps pay for time off work. The lump sum could even be used to pay for any necessary alterations to your home.

The quality of cover and the illnesses covered can vary significantly between different providers.
The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, the cover will lapse.

The policy may not cover all definitions of a critical illness. Always read the small print of your policy and check which conditions are covered and which are excluded.

CIC/LI combination

Critical illness cover is normally cheaper when taken alongside a life insurance policy. There is normally only one payout. So, if you claim for a critical illness, you would not receive a further payout on death.

Premium Payments

Critical illness polices stop providing cover if you stop paying the premiums. There is no cash value to critical illness cover, so you do not get any money back if you survive to the end of the term or stop the policy part-way through.

Don’t overpay for
Life Insurance as an Expat
.
Fast, free, no obligation quote
.
Fixed, guaranteed premiums
for the term
.
Easy online application,
no paperwork

Read What Our British Expat Clients Say About Us

“Thank you so much for helping me sort out my life Insurance! I was already more than happy with the service received during my mortgage process, but I was astonished my £150,000 mortgage is covered at £10 a month. I was surprised I could even get critical illness cover cheap too!”

– M.F. Dubai

5.0
2017-07-19T10:13:15+00:00

– M.F. Dubai

“Thank you so much for helping me sort out my life Insurance! I was already more than happy with the service received during my mortgage process, but I was astonished my £150,000 mortgage is covered at £10 a month. I was surprised I could even get critical illness cover cheap too!”
“I cancelled my previous policy that I took out with an offshore IFA group after receiving my quote from Liquid Expat. I’m now saving £500 a year and am delighted by the service I received. I’ll certainly be recommending you to my friends!”

– S.N. Spain

5.0
2017-07-19T10:26:00+00:00

– S.N. Spain

“I cancelled my previous policy that I took out with an offshore IFA group after receiving my quote from Liquid Expat. I’m now saving £500 a year and am delighted by the service I received. I’ll certainly be recommending you to my friends!”
“As an expat, I’ve found it quite difficult to take out affordable life assurance. I was passed on Liquid’s details by a colleague who advised me that they can quote for life assurance. I filled out an online quote form and was really pleased when I received my life assurance quote, which is saving me £40 a month!”

– D.S. Qatar

5.0
2017-07-19T10:26:37+00:00

– D.S. Qatar

“As an expat, I’ve found it quite difficult to take out affordable life assurance. I was passed on Liquid’s details by a colleague who advised me that they can quote for life assurance. I filled out an online quote form and was really pleased when I received my life assurance quote, which is saving me £40 a month!”
As an expat it is incredibly refreshing to speak with such a professional agent as Kath- she is a diamond!- there is no flannel, no hidden agenda - if it is not the right product for you options are given but advice is also given appropriate to your circumstance. To not be pressured or hassled, to be sent documentation and recommendations to peruse at your convenience, to be telephoned on schedule is surely something everyone away from home needs!
Thanks so much Kath for your time and professionalism and frankness- you truly are a diamond!

C.Q- Dubai
5.0
2017-10-27T14:06:25+00:00
As an expat it is incredibly refreshing to speak with such a professional agent as Kath- she is a diamond!- there is no flannel, no hidden agenda - if it is not the right product for you options are given but advice is also given appropriate to your circumstance. To not be pressured or hassled, to be sent documentation and recommendations to peruse at your convenience, to be telephoned on schedule is surely something everyone away from home needs! Thanks so much Kath for your time and professionalism and frankness- you truly are a diamond! C.Q- Dubai
5
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Act Fast To Start Protecting Your Loved Ones!

Life insurance rates are closely related to your age. The sooner you apply, the better price you get!